Disclaimer and general conditions for use of the andrescardo.com website


In compliance with the duty to inform as established by Law 34/2002 on Information Society Services and Electronic Commerce (LSSI-CE) of 11 July, the following general information regarding this website is set out below:
The owner of this website, www (hereinafter Website), is Andrés Cardó & Asociados, S.L.L. with tax ID number B88083340, registered at the Registry of Commerce in Madrid, Volume 37589, Folio 110, Section 8, Page M 669968, and whose contact information is:

ADDRESS – c/ Velázquez, 124 4º A, 28006 Madrid
EMAIL – info@andrescardo.com
TELEPHONE NUMBER – +34 91 237 0494



The purpose of these General Terms and Conditions of Use (hereinafter Conditions) is to regulate access to and the use of this Website. For all intents and purposes, the following Conditions will be understood as the Website:

  • The external appearance of the screen interfaces, both static and dynamic, that is to say, the navigation tree; and all the integrated elements both on the screen interfaces as well as the navigation tree (hereinafter Content), and all online services and resources that are offered to Users (hereinafter Services).

www.andrescardo.com reserves the right to modify, at any time, and without prior warning, the presentation and configuration of the Website and the Content and Services offered on it. Users must acknowledge and accept that www.andrescardo.com may, at any time, interrupt, deactivate and/or erase any of these elements that make up the Website or access to them.

There is no fee for Users to access the Website and, as a general rule, it is free for Users to enjoy, except for the connection payment to the telecommunication network supplied by the service provider that has been contracted by each User.

The use of any of the Content or Services of the Website may be done via subscription or prior User registration.


Access, browsing, and using the Website, including the spaces enabled for User interaction and for interaction between Users and www.andrescardo.com, as well as access to the comments and/or blog spaces, confer on you the status of User and you must accept – from when you begin to browse the Website – all the Conditions set out here, as well as any subsequent modifications, notwithstanding the application of the corresponding mandatory legal regulations. Given the importance of the aforementioned, Users are advised to read said regulations each time they visit the Website.

The www.andrescardo.com website offers a broad range of information, services and data, and Users are responsible for using the website correctly. This responsibility extends to:

  • using the information, content and/or services and data offered by www.andrescardo.com in accordance with what is set out in these Conditions, with the law, morality, and public order, and avoid, in any way, harming the rights of third parties or the operation of the Website.
  • the truthful and lawful information provided by Users on data collection forms when registering with www.andrescardo.com in order to access certain Content or Services offered by the Website. In any case, Users must immediately notify www.andrescardo.com of any circumstance that could lead to the improper use of the information given on said registration forms, such as, but not limited to, robbery, loss, or unauthorised access to usernames and/or passwords, so that said information can be immediately erased.

www.andrescardo.com reserves the right to remove any comments and contributions that fail to respect the law, the dignity of the person, that are discriminatory, xenophobic, racist, pornographic, spam, offensive to youth or childhood, that can alter public order or public safety or, in its opinion, are not suitable for publication.

In no case is www.andrescardo.com responsible for the opinions expressed by users via comments or other blogging or participation tools.
Simply accessing this Website does not entail any relationship of a commercial nature between www.andrescardo.com and Users.
The www.andrescardo.com website is aimed at everyone, regardless of age, who is able to access and/or browse the pages of the Website.

The Website is mainly aimed at Users who are resident in Spain, and www.andrescardo.com does not guarantee that the Website complies with legislation in other countries, either partially or totally. If a User resides, or is officially registered in another country, and decides to access and/or browse the website they do so at their own risk and are responsible for said access and browsing being in compliance with the laws of their jurisdiction, and www.andrescardo.com is not liable in any way for what may derive from said access.


www.andrescardo.com does not guarantee the continuity, availability or usefulness of the website, nor of its content or services. www.andrescardo.com will do everything possible to ensure the proper operation of the Website, however, it is not liable for, nor does it guarantee, that access to this Website will be uninterrupted or free from error.

Neither will it be liable for or guarantee that the content or software that can be accessed via this Website is free from error or harms a User’s computer system (software and hardware). In no case will www.andrescardo.com be held liable for any loss, damage or harm of any kind derived from accessing, browsing and/or using the Website, including, but not only, any loss, damage or harm that may affect computer systems or be caused by a virus.

Likewise, www.andrescardo.com is not liable for damage that Users may suffer due to any improper use of this Website. In particular, it is not liable in any way for any system failure, interruption, fault or defect that may occur.


In accordance with the provisions of Organic Law 15/1999 on Personal Data Protection (LOPD), and Royal Decree 1720/2007 of the 21 December, which approves the regulation that implements Organic Law 15/1999 of the 13 December on Personal Data Protection, www.andrescardo.com is committed to implementing the necessary technical and organisational measures, depending on the security level of the data collected, in order to guarantee the security of personal data and avoid their alteration, loss, treatment or unauthorised access.

In accordance with Article 5 of the Organic Law on Personal Data Protection, Users are informed that the data collected by www.andrescardo.com, via the data collection forms found on its pages, will be included in an automated file that is the responsibility of _______, and duly deposited and registered at the General Registry of the Spanish Data Protection Agency with the purpose of facilitating, expediting and fulfilling the commitments established between both parties, or to maintain the relationship set out in the data collection forms, or to reply to a request or consultation.

If a User does not inform www.andrescardo.com otherwise, it will understood that their data has not been modified. Users agree to notify us of any modification, and we have a User’s consent to use said data for the explicit, lawful ends specified and for which they were collected. Said data may also be used for commercial ends of an operational and statistical nature, as well as for activities regarding the company’s purpose, and Users expressly authorise www.andrescardo.com to extract, store the data, and carry out studies to adapt the Content offered to Users, as well as to improve the quality, operation and browsing of the Website.

Should the data provided by Users via the data collection forms when consulting, requesting information, and/or for reasons related to the Content offered on the Website, be of a necessary nature to carry out such actions, Users will be informed that providing said data is mandatory.
If you do not wish your data to be used for the aforementioned purposes, you may exercise your rights to access, rectify, erase, and restrict the processing of your personal data (ARCO rights) and may exercise said right in accordance with Title III of the Organic Law on Data Protection (LOPD), and Royal Decree on the Organic Law on Data Protection (RDLOPD) by contacting www.andrescardo.com. To do so, the following must be taken into account: Right of Access: This is the right Users have to obtain information on their data that is of a personal nature and of the use made, or to be made, thereof by www.andrescardo.com, as well as to information available on the origin of said data and the communication of it that has been carried out, or that may be carried out.

  • Right of Rectification: This is the right Users have to modify data that are in the automated file and which are incorrect or incomplete.
  • Right of Erasure: This is the right Users have to eliminate data of a personal nature, excepting what is set out in other applicable laws that determine the obligatory nature of storing them with regard to the length of time and the way they are stored.
  • Right to Restrict Processing: This is the right Users have to block the use of their data that is personal in nature or stop them being used by www.andrescardo.com

Users may exercise these rights by writing to Andrés Cardó & Asociados, S.L.L. with “LOPD-WWW.ANDRESCARDO.COM” as the subject, and include the following information:

  • Full name of the User and a copy of their ID. If this carried out by another person, said person must also provide their ID as well as a document authorising this representation. Another legally valid document confirming their identity may be used instead of a national ID card.
  • A request with the specific reasons for the request or for the information you wish to access.
  • An address for notifications to be sent to.
  • Date and signature of the applicant.
  • Any document that supports the request being made.

Users should send the request in such a way that allows proof of delivery and proof of receipt.
This request and any other attached document should be sent to the following address and/or email address:

  • Andrés Cardó & Asociados, S.L.L. – c/ Velázquez, 124 4º A, 28006 Madrid
  • info@andrescardo.com

to receive and reply to communications with regard to this and to your right of Access, Rectification, Erasure, and to Restrict Processing:

  • www.andrescardo.com reserves the right to modify its privacy policy in accordance with its own criteria, or due to a legislative, jurisprudential or doctrinal change made by the Spanish Data Protection Agency. Using the Website following said changes implies accepting them.


Accessing this Website may involve the use of cookies. Cookies are small amounts of information stored by the browser/s that a User uses, and on the various devices that are used to browse. The server remembers specific information that it implemented and that it will later read. Cookies make browsing easier, more user friendly, and do not harm the device used for browsing.

Cookies are automatic means of collecting information regarding User preferences when visiting the Website with the purpose of recognising them as a User and personalising their experience and use of the Website. Cookies may also help to identify and solve mistakes.

The information collected via cookies may include the date and time of visits to the Website, the pages opened, the time spent on the Website, as well as the websites visited just before and after it. However, no cookie is allowed to contact a User’s telephone number nor use any other means of personal contact. No cookie may extract information from a User’s hard drive or steal personal information. The only way that a User’s private information can become part of a cookie’s file is if a User personally gives said information to the server.

Our cookies:
These are cookies that are sent to a User’s computer or device and are exclusively managed by www.andrescardo.com to improve user experience of the website. The information collected is used to improve the quality of the Website, its Content and your experience as a User. These cookies allow a User to be recognised as a regular visitor to the Website and adapt its content to offer a User content that matches their preferences.

Third-party cookies:
These are cookies used and managed by external parties that provide www.andrescardo.com with services to improve the Website and user experience when browsing the Website. The main reason why third-party cookies are used is to collect statistics on access and to analyse browsing information, in other words, the way in which a User interacts with the Website.

The information collected refers, for example, to the number of web pages visited, the language chosen, the IP address used by a User to access web pages, the number of accesses made by a User, the frequency and recurrence of visits, the length of a visit, the browser used, the operator or kind of device from which the visit was made. This information is used to improve the Website and to detect new needs to offer Users Content and/or Services of the highest quality. Information is collected anonymously and Website trend reports are produced without individual users being identified.

For more information about cookies, information on privacy, or to read descriptions of the kinds of cookies used, their main characteristics, expiry dates, etc. click on the following link/s:

  • Google Analytics: https://developers.google.com/analytics/

The site/s responsible for managing cookies may pass this information on to third parties as long as this allowed by law, or it may be a third party which processes this information for these sites.

  • Disabling, blocking and deleting cookies:
    Users can disable, block, and delete cookies – totally or partially – that are installed on their devices by configuring their browser (these include, for instance, Chrome, Firefox, Safari, Explorer). The procedure for blocking and deleting cookies may differ from one Internet browser to another; consequently, Users must follow the instructions provided by the Internet browser that they are using. If you block any cookies – totally or partially – you may continue to use the Website, but some of its features may be limited.
  • Changes in the Cookie Policy:
    It is possible that the Website’s Cookie Policy may change or be updated; it is therefore advisable that you review this policy each time you access the Website in order to remain informed about how and why we use cookies.


We would like to inform you that the www.andrescardo.com Website puts, or makes available to Users, links (such as, hyperlinks, banners, buttons), directories and search engines that allow Users to access websites that belong to and/or are managed by third parties.
The purpose of installing these links, directories, and search engines on the Website is intended to allow Users to easily search for and access information available on the Internet, without them being considered a suggestion, recommendation or invitation to visit them.

www.andrescardo.com itself does not offer, nor does it sell via third parties, the products and/or services available on these linked sites.

Furthermore, it does not guarantee the technical availability, accuracy, veracity, validity or legality of external sites that can be accessed via the links.

www.andrescardo.com will not, at any time, review or check the content of other websites, nor does it approve, examine or endorse the products and services, content, files or any other material present on websites accessed via said links.

www.andrescardo.com is not liable for any damage resulting from accessing or using the content of other websites, or from the quality or legality of the content, communications, opinions, products and services of websites not managed by www.andrescardo.com but whose links are present on this Website.

A User or third party who uses a hyperlink originating from a website that is not the www.andrescardo.com Website must know that:

The reproduction – whether total or partial – of any Content and/or Services of the Website without the express authorisation of www.andrescardo.com is not allowed.

Nor may any false, inaccurate or incorrect statement be made about the www.andrescardo.com Website, or about its Content and/or Services.

With the exception of a hyperlink, the website to which said hyperlink connects may not contain any element from this Website, which is protected as intellectual property by the Spanish legal system, unless expressly authorised by www.andrescardo.com

The use of a hyperlink does not imply any relationship between www.andrescardo.com and the owner of a hyperlinked website, nor does it imply any knowledge of or acceptance by www.andrescardo.com of the content, services and/or activities offered by such website, and vice versa.


ANDRESCARDO.COM, itself directly or as an assignee, is the owner of all the intellectual and industrial property rights of its Website, as well as the elements contained therein (for example, but not only: images, sound, audio, video, software or texts, brands or logos, combinations of colours, structure and design, choice of materials used, computer programmes).